亚当·斯密：国富论·第II篇第II章·第751段

It is chiefly by discounting bills of exchange, that is, by advancing money upon them before they are due, that the greater part of banks and bankers issue their promissory notes. They deduct always, upon whatever sum they advance, the legal interest till the bill shall become due. The payment of the bill, when it becomes due, replaces to the bank the value of what had been advanced, together with a clear profit of the interest. The banker, who advances to the merchant whose bill he discounts, not gold and silver, but his own promissory notes, has the advantage of being able to discount to a greater amount by the whole value of his promissory notes, which he finds, by experience, are commonly in circulation. He is thereby enabled to make his clear gain of interest on so much a larger sum.

出处： https://www.gutenberg.org/ebooks/3300
定位：Book II, Chapter II, paragraph 751 · 核对日期：2026-10-19 · 核验：逐字核对

本条为原文直读：保留原文与出处，白话与上下文待后续补充。

公版英文原典；批量导入，未附中文解读。

本文本为公版；底本与原文链接见上。 版权

← 返回原文库