Samuel Smiles：Thrift, Excerpt 426

An actuary says: "All the juvenile depositors seem inclined to take care of their pence by depositing them in the bank; and the grown-up people have become of the same turn of mind,--rather than carry their loose money to the public-house, or spend it foolishly. Some factory operatives have saved sufficient to buy stock and commence farming."

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 426 · Verified：2026-10-19 · Verification：Short excerpt

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