作品
节俭
塞缪尔·斯迈尔斯 · 同一本书的原文,按篇章排列。
节俭·摘录 61
Socrates recommends fathers of families to observe the practice of their thrifty neighbours--of those who spend their means to the best…
节俭不是空谈,而是实践。苏格拉底建议一家之主观察节俭邻居的做法,看他们如何把钱花在刀刃上,并效仿他们。两个人每天赚同样的钱,家庭负担和开销也相同,但一个总说存不下钱,也确实没存;另一个说能存,并定期把一部分钱存入银行,最终成了有资本的人。…
投资 · 创业者自述
节俭·摘录 62
Samuel Johnson fully knew the straits of poverty. He once signed his name _Impransus_, or _Dinnerless_. He had walked the streets with Savage, not…
塞缪尔·约翰逊深知贫穷的窘迫,曾署名“无餐者”,与朋友萨维奇流落街头,不知夜宿何处。他一生不忘早年贫困,总劝朋友和读者避免陷入其中。像西塞罗一样,他认为财富和幸福的最好来源是节俭,称节俭是谨慎之女、节制之妹、自由之母。自尊源于自爱,促使人…
投资 · 创业者自述
节俭·摘录 63
"Self-love and social are the same," says one of our poets. The man who improves himself, improves the world. He adds one more true man to the mass.…
有诗人说,自爱与博爱本是一回事。一个人提升自己,也就提升了世界,因为世界多了一个真正的人。社会由个人组成,若每个人都自我改善,整体自然改善。社会进步是个人进步的结果;个人不纯洁,整体就不可能纯洁。社会不过是个人状况的反映。这些话是老生常谈…
投资 · 创业者自述
节俭·摘录 64
The sum and substance of our remarks is this: In all the individual reforms or improvements that we desire, we must begin with ourselves. We must…
我们所有主张归结起来就是:一切个人改革或改良,都必须从自己开始。要在自己的生活中展示你所信的福音,用自己的榜样去教人。想让别人提升,先提升自己。每个人都能在自己身上展示结果,而起点就是自尊。不要等着别人改变或环境变好,先问自己:我今天能改…
投资 · 创业者自述
节俭·摘录 65
The uncertainty of life is a strong inducement to provide against the evil day. To do this is a moral and social, as well as a religious duty. "He…
人生无常,这是强烈的理由,促使我们为困难的日子做准备。这样做不仅是宗教义务,也是道德和社会义务。圣经上说,人若不照顾自己人,特别是自己家里的人,就是背弃信仰,比不信的人还不如。所以,节俭储蓄不只是个人理财,更是对家庭的责任。趁现在有能力,…
投资 · 创业者自述
节俭·摘录 66
The uncertainty of life is proverbially true. The strongest and healthiest man may be stricken down in a moment, by accident or disease. If we take…
人生无常,这是公认的真理。最强壮、最健康的人也可能因事故或疾病瞬间倒下。从整体看人生,我们无法不承认生命的不确定,正如死亡是确定的一样。正因为不知道意外和明天哪个先来,才更要提前准备。这不是杞人忧天,而是清醒的责任。具体做法是:在健康、有…
投资 · 创业者自述
节俭·摘录 67
Equally extensive observations have been made as to the average number of persons of various ages who die yearly. It is always the number of the…
精算师能估算某年龄段的死亡率,靠的是大量观察数据,而不是猜测。每年各年龄段死亡人数看似随机,但样本足够大时,比例会稳定下来,呈现出规律。所以精算师才敢说死亡率受“法则”支配。这提醒我们:面对风险,别凭感觉,要相信统计。比如买保险、规划养老…
投资 · 创业者自述
节俭·摘录 68
Indeed, there would seem to be no such thing as chance in the world. Man lives and dies in conformity to a law. A sparrow falls to the ground in…
世上看似没有偶然。人的生死、麻雀落地,都遵循某种法则。就连日常琐事,比如邮局里没写地址的信、写错地址的信、夹带钱款的信、没贴邮票的信,其数量与总信量的比例,年年都差不多。这说明,当样本足够大时,再随机的事也会显出惊人的规律性。所以,别把“…
投资 · 创业者自述
节俭·摘录 69
Now it is the business of man to understand the laws of health, and to provide against their consequences,--as, for instance, in the matter of…
人应该了解健康法则,并预防疾病、事故和早逝的后果。即使我们本意良好,违反自然法则也逃不掉惩罚。造物主不会为迁就我们的无知而改变法则,但他给了我们智慧去理解并遵守。否则,我们只能承受痛苦和悲伤。所以,别把健康当儿戏,要主动学习科学知识,养成…
投资 · 创业者自述
节俭·摘录 70
Many people have yet to learn, that virtue, knowledge, freedom, and prosperity must spring from themselves. Legislation can do very little for them:…
很多人还没明白:美德、知识、自由和繁荣,都得靠自己争取。立法帮不了多少忙,它没法让人变得清醒、聪明和善良。大多数人痛苦的根源,远不是议会法案能解决的。所以,别指望政府或别人来拯救你,要主动学习、自律、提升自己。真正的改变从自身开始。
投资 · 创业者自述
节俭·摘录 71
The spendthrift laughs at legislation. The drunkard defies it, and arrogates the right of dispensing with forethought and self-denial,--throwing upon…
挥霍者嘲笑法律,醉汉无视法律,还自以为有权不思考、不克制,把最终的不幸归咎于他人。那些煽动民众的演说家,鼓动大家喊“谁来帮帮我们”,而不是培养节俭、节制和自我修养的习惯,这完全搞错了方向。真正的帮助来自自己,不是靠别人施舍或政府救济。所以…
投资 · 创业者自述
节俭·摘录 72
The cry sickens the soul. It shows gross ignorance of the first elements of personal welfare. Help is in men themselves. They were born to help and…
那种“谁来帮我们”的呼喊让人厌烦,它暴露了对个人福祉基本要素的无知。帮助就在人自身。人生来就是要自我帮助、自我提升的。他们必须自己拯救自己。最穷的人都能做到,为什么其他人不能?勇敢向上的精神总能战胜困难。所以,别等待救世主,从今天起,靠自…
投资 · 创业者自述
节俭·摘录 73
The number of well-paid workmen in this country has become very large, who might easily save and economize, to the improvement of their moral…
核心是:许多收入不错的工人本可以轻松存钱,却普遍不节俭,这既害了自己也害了社会。斯迈尔斯指出,英国高薪工人数量庞大,他们完全有能力储蓄,却往往挥霍无度。这种不节俭不仅降低个人幸福和家庭舒适,也损害他们作为社会重要成员所应承担的责任。他建议…
投资 · 创业者自述
节俭·摘录 74
In "prosperous times" they spend their gains recklessly, and when adverse times come, they are at once plunged in misery. Money is not used, but…
核心是:繁荣时挥霍,萧条时立刻陷入困境;钱被滥用而非善用。斯迈尔斯说,工人在“好年景”里毫无顾忌地花光收入,一旦行业不景气就马上受苦。本该为养老或养家存钱的时候,很多人却把钱花在酗酒、玩乐和恶习上。他反驳“这是夸大”的说法:只要看看周围,…
投资 · 创业者自述
节俭·摘录 75
"Prosperous times" are very often the least prosperous of all times. In prosperous times, mills are working full time; men, women, and children are…
核心是:“繁荣时期”往往最不繁荣,因为人们只盯着赚钱花钱,忘了提升自己。斯迈尔斯描绘好年景:工厂全开、工资高涨、货物进出、铁路繁忙、船只满载出口,人人似乎更富。但他提醒,我们没问:人们是否变得更明智、更有教养、更少放纵、更有信仰,或是否只…
投资 · 创业者自述
节俭·摘录 76
If this apparent prosperity be closely examined, it will be found that expenditure is increasing in all directions. There are demands for higher…
核心是:表面繁荣下,开支全面上涨,涨的工资很快被花掉,尤其花在酒上。斯迈尔斯分析,好年景里各方都要求更高工资,但拿到后立刻花光;酗酒习惯一旦形成就持续下去。增加的工资没有变成储蓄,大部分流进了酒馆。这说明,如果消费习惯不改变,涨工资反而助…
投资 · 创业者自述
节俭·摘录 77
Thus, when a population is thoughtless and improvident, no kind of material prosperity will benefit them. Unless they exercise forethought and…
核心是:一个轻率不储蓄的民族,再好的物质繁荣也帮不了他们,只会陷入“饱一顿饿一顿”的循环。斯迈尔斯说,如果人们不未雨绸缪、不节俭,贸易一旦回落(异常繁荣后通常如此),他们就会受苦。到那时,后悔“本可以存钱”也没用,因为他们从没想过好日子不…
投资 · 创业者自述
节俭·摘录 78
In making the preceding observations we do not in the least advocate the formation of miserly, penurious habits; for we hate the scrub, the screw,…
核心是:节俭不是吝啬,而是为未来做准备,在好年景存钱防坏年景。斯迈尔斯先澄清:他讨厌守财奴、吝啬鬼,不主张抠门。他主张的是:人应为未来打算,趁好时存下坏时所需,积攒一笔防困的储蓄,保障老年生活、维持自尊、增加个人舒适和社会福祉。节俭与贪婪…
投资 · 创业者自述
节俭·摘录 79
"Where is their common sense? Alas, what imprudence! Early marriages; many children; poor-rates, and the workhouse.... They are born; they are…
核心是批评缺乏远见的早婚多子导致贫困。作者认为,没有基本经济能力就匆忙结婚、生很多孩子,结果大人小孩都受苦,只能靠救济院和贫民税过活。这不是说穷人不该结婚,而是提醒:成家前要掂量自己能不能养得起,别让全家陷入世代贫穷。做法很实在:先攒够安…
投资 · 创业者自述
节俭·摘录 80
England is one of the richest countries in the world. Our merchants are enterprising, our manufacturers are industrious, our labourers are…
核心是:国家再富,也挡不住大量贫困紧挨着财富。英国当时工商业发达、银行堆满黄金、机器日夜生产,可穷人照样一大片。作者点出,财富总量增加不等于人人过得好,关键在分配和个人的节俭习惯。光看国家账本没用,要看底层日子有没有改善。做法是既鼓励个人…
投资 · 创业者自述
节俭·摘录 81
Parliamentary reports have again and again revealed to us the miseries endured by certain portions of our working population. They have described the…
核心是:光靠立法救济,治不好贫困,反而让施受双方越来越冷漠。议会报告反复揭露工厂、矿山、农村工人的苦况,政府也立了法,可效果像在嘲弄人:穷人被养着却仍是贫民,救济者没有同情,受救济者也不感恩,两边隔着一道深沟。作者认为,真正的出路是恢复人…
投资 · 创业者自述
节俭·摘录 82
Much of the existing misery is caused by selfishness--by the greed to accumulate wealth on the one hand, and by improvidence on the other.…
核心是:当下的苦难,一半来自贪婪,一半来自不节俭。作者说,这个时代人人把攒钱当成最大热情,国家财富而非国民幸福成了主要目标;大家研究政治经济学,却把社会经济学丢在一边;“只顾自己”成了流行格言。他的意思是,财富本身不是坏东西,坏在只盯着积…
投资 · 创业者自述
节俭·摘录 83
With respect to the poorer classes,--what has become of them in the midst of our so-called civilization? An immense proportion of them remain…
核心是:所谓文明社会里,大批穷人其实从未被文明和宗教真正触及。作者说,他们住在基督教国家,却像两千年前凯撒登陆时的土著一样未开化;伦敦西区的圣詹姆斯和东区的圣贾尔斯近在咫尺,公园里看得见拜金,东区看得见苦难的深渊。他提醒,文明不能只看富人…
投资 · 创业者自述
节俭·摘录 84
They work, eat, drink, and sleep: that constitutes their life. They think nothing of providing for to-morrow, or for next week, or for next year.…
核心是:有些穷人只活在当下,从不为一周、一年或老病以后做打算。作者描述他们工作、吃喝、睡觉就是全部生活,放纵欲望,不为未来留任何余地,脑子里没有疾病、衰老和困境的影子。他把这种状态比作原始部落,还批评他们学来了文明带来的恶习,却没享受到文…
投资 · 创业者自述
节俭·摘录 85
Captain Parry found the Esquimaux near the North Pole as uncivilized as the miserable creatures who inhabit the dens of our great cities. They were,…
帕里船长发现北极附近的因纽特人,和住在大城市贫民窟里的可怜人一样未开化。他们当然没有远见,因为像大多数原始人一样,他们从不储蓄。他们总是要么大吃大喝,要么饥肠辘辘。这说明缺乏储蓄习惯会让人在丰裕和匮乏之间剧烈摇摆。要避免这种命运,就得在收…
投资 · 创业者自述
节俭·摘录 86
And yet Mr. Denison clearly saw that if the people were sufficiently educated, and taught to practise the virtue of Thrift, much of this misery might…
丹尼森先生清楚地看到,如果人们得到充分教育,并被教导实践节俭的美德,许多苦难是可以避免的。他说:“人们自己制造了贫困和疾病。几乎没有一个最需要帮助的人,只要稍微节俭和有远见,就不能让自己度过偶尔出现的失业或生病月份——这些总是会有的。我不…
投资 · 创业者自述
节俭·摘录 87
After showing how married men might also save, Mr. Denison goes on to say, "Saving is within the reach of nearly every man, even if quite at the…
丹尼森先生接着说明已婚男人如何也能储蓄,他说:“储蓄几乎每个男人都能做到,即使处于社会最底层;但如果储蓄变得相当普遍,这座城市的贫困和疾病就会被控制在可管理的范围内。这将会发生。我可能活不到那一天,但会在两代人之内。因为不幸的是,这种改变…
投资 · 创业者自述
节俭·摘录 88
No one can reproach the English workman with want of industry. He works harder and more skilfully than the workman of any other country; and he might…
没有人能指责英国工人缺乏勤劳。他比任何其他国家的工人都更努力、更熟练;如果他能像勤劳一样谨慎,他的境况可能会更舒适、更独立。但不幸的是,缺乏远见是这个阶层的缺陷。即使收入最高的英国工人,虽然挣得比普通专业人士平均更多,但大多数仍属于较贫穷…
投资 · 创业者自述
节俭·摘录 89
Hence, the skilled workman, unless trained in good habits, may exhibit no higher a life than that of the mere animal; and the earning of increased…
因此,熟练工人如果没有养成好习惯,可能过着与动物无异的生活;增加工资只会给他更多手段来满足粗俗的欲望。查德威克先生说,在棉花饥荒期间,“家庭成群结队地来到救济室,处于最悲惨的境地,他们之前的工资总额超过许多助理牧师的收入——许多个体工人的…
投资 · 创业者自述
节俭·摘录 90
Though trade has invariably its cycles of good and bad years, like the lean and fat kine in Pharaoh's dream--its bursts of prosperity, followed by…
尽管贸易总有周期性的好坏年份,就像法老梦中的瘦牛和肥牛——繁荣的爆发,随后是过剩、恐慌和困苦——但轻率和挥霍者不吸取经验,也不为未来做更好的准备。缺乏远见似乎是最不可救药的缺点之一。贝克先生在最近的一份报告中说:“在制造业地区,有些整个街…
投资 · 创业者自述
节俭·摘录 91
This habitual improvidence--though of course there are many admirable exceptions--is the real cause of the social degradation of the artizan. This…
作者认为,工匠阶层社会地位低下的真正原因,是长期不储蓄、不规划的习惯。这种习惯也带来社会苦难。但苦难并非贫穷本身,而是无知和放纵造成的。上帝虽让贫穷存在,穷人却不必然痛苦;痛苦多源于道德问题,如个人恶习和挥霍。所以,要摆脱苦难,不能只抱怨…
投资 · 创业者自述
节俭·摘录 92
We have certainly had numerous "Reforms." We have had household suffrage, and vote by ballot. We have relieved the working classes of the taxes on…
英国虽有许多改革,如选举权扩大、减税等,但工人状况改善不大。作者认为,因为工人没把改革原则用在自己身上,没从自身开始。一切改革的最终目的是个人进步;社会问题源于个人问题。人坏,社会就坏。所以,要改变社会,先改变自己,从自家做起。
投资 · 创业者自述
节俭·摘录 93
Franklin, with his shrewd common sense, observed, "The taxes are indeed very heavy; and if those laid on by the Government were the only ones we…
富兰克林说,税重不假,但政府税只是其一;我们还有更重的税:懒惰、骄傲和愚蠢。这些税无法减免。意思是,个人坏习惯造成的损失,比政府征税更严重。所以,与其抱怨税重,不如改掉懒惰、骄傲和愚蠢,减少自我消耗。
投资 · 创业者自述
节俭·摘录 94
Lord John Russell once made a similar statement to a body of working men who waited upon him for the purpose of asking relief from taxation. "You…
约翰·罗素勋爵对请愿减税的工人说:你们抱怨税,但想想你们自己征的税——每年喝酒花掉约五千万英镑。哪个政府敢征这么重的税?你们自己就能大幅减税,不用求我们。意思是,个人不良消费比政府税收更沉重,改变消费习惯就能改善生活。
投资 · 创业者自述
节俭·摘录 95
Complaining that the laws are bad, and that the taxes are heavy, will not mend matters. Aristocratic government, and the tyranny of masters, are…
抱怨法律坏、税重没用。贵族统治和雇主压迫,远不如恶习的暴政伤害大。人容易夸大自己的苦,但这些苦多是自愿的,是懒惰、挥霍、酗酒和不当行为的结果。怪别人比怪自己舒服,但显然,那些过一天算一天、花钱没计划、不储蓄的人,注定会陷入困境。只顾眼前,…
投资 · 创业者自述
节俭·摘录 96
Those who say that "It can't be done," are probably not aware that many of the working classes are in the receipt of incomes considerably larger than…
说“做不到”的人,可能不知道许多工人收入比专业人士还高。意思是,节俭和储蓄并非不可能,很多工人收入其实不低,只要合理规划就能做到。所以,不要轻易说“我做不到”,先看看自己的收入是否被浪费了。
投资 · 创业者自述
节俭·摘录 97
That this is the case, is not, by any means, a secret. It is published in blue-books, it is given in evidence before parliamentary committees, it…
工人高工资这件事根本不是秘密。政府蓝皮书里公布过,议会委员会听证会上有人作证,报纸上也报道过。任何煤矿主、铁厂老板或棉纺厂主都会告诉你,他们付给工人的工资有多高。斯迈尔斯的意思是,当时英国工厂工人的收入确实可观,但问题不在于赚得少,而在于…
投资 · 创业者自述
节俭·摘录 98
Families employed in the cotton manufacture are able to earn over three pounds a week, according to the number of the children employed.[1] Their…
棉纺织工人家庭按家里上班孩子的人数算,一周能挣三英镑以上,一年下来大约一百五十英镑。这个数字比许多专业人士还高:比普通乡村外科医生高,比各派牧师的平均收入高,比公立学校教师的平均收入高,可能比英国中产阶级的一般收入都高。斯迈尔斯摆出这些数…
投资 · 创业者自述
节俭·摘录 99
The wages are similar in the Burnley district, where food, drink, and dress absorb the greater part of the workpeople's earnings. In this, as in…
伯恩利地区的工资水平差不多,但那里工人的钱大部分花在吃、喝和穿衣上。报告说,年轻工人寄宿在父母家很普遍,这严重削弱了父母的管教权威。另一位报告者说,工资在涨,钱多了、空闲也多了,可清醒节制并没有增加,女性尤其如此。斯迈尔斯想指出:收入增加…
投资 · 创业者自述
节俭·摘录 100
The operatives employed in the woollen manufacture receive about forty shillings a week, and some as much as sixty,[1] besides the amount earned by…
毛纺织厂的工人一周大约挣四十先令,有些人能挣到六十先令,这还不算孩子们挣的钱。斯迈尔斯继续用具体数字说明,普通技术工人的收入并不低。他想让读者看到,许多体力劳动者家庭的总收入其实相当可观。关键在于,这些钱能不能被有计划地管理起来,而不是随…
投资 · 创业者自述
节俭·摘录 101
A good mechanic in an engine shop makes from thirty-five to forty-five shillings a week, and some mechanics make much larger wages. Multiply these…
发动机厂里一个好技工一周能挣三十五到四十五先令,有些技工挣得更多。把这些数字乘起来,一年收入大约在一百到一百二十英镑之间。斯迈尔斯用这个例子说明,技术工人只要稳定工作,收入足以维持体面生活并有结余。他真正关心的是:这样的收入为什么没有普遍…
投资 · 创业者自述
节俭·摘录 102
"No doubt such earnings seem large to clerks, and educated men, who after receiving a costly education have often to struggle hard for bread; but…
这样的收入在职员和受过昂贵教育却常常为生计发愁的人看来确实很高,但它们是一个稳定体力劳动者应得的报酬。斯迈尔斯补充说,所有稳定、身体健康的矿工都能挣到同样好的工资,南威尔士有几百人正在这样做甚至更多。他举了一个例子:他雇用的一个稳定矿工和…
投资 · 创业者自述
节俭·摘录 103
Iron-workers are paid a still higher rate of wages. A plate-roller easily makes three hundred a year.[2] The rollers in rail mills often make much…
铁工工资更高,轧板工一年轻松挣三百镑,钢轨轧机工人有时一周七到十基尼,合一年三到五百镑。但和棉纺厂一样,铁工常靠儿子帮忙,儿子工资也高。下手是十四岁以上的男孩,一周约十九先令;帮手是十四岁以下的男孩,一周约九先令。这说明高工资家庭往往全家…
投资 · 创业者自述
节俭·摘录 104
Goldsmith spoke of the country curate as "passing rich with forty pounds a year." The incomes of curates have certainly increased since the time when…
哥尔德斯密斯说乡村副牧师“年入四十镑就过得富足”。副牧师收入确实涨了,但远不如熟练工和非熟练工涨得快。如果副牧师只为钱工作,早该转行去当矿工或铁工了。这里点出一个关键:职业选择不能只看收入高低,还要看稳定性、社会地位、个人志趣和长期保障。…
投资 · 创业者自述
节俭·摘录 105
When the author visited Renfrewshire a few years ago, the colliers were earning from ten to fourteen shillings a day. According to the common saying,…
作者几年前到伦弗鲁郡,矿工一天挣十到十四先令,俗话说“像造币机一样赚钱”。有一家父亲带三个儿子,一个月挣六十镑,一年超过七百镑。父亲清醒稳重又勤快,高工资期间每天最早下井、最晚离开,一年只损失五天(1873-4年,还是因为节日)。他认定高…
投资 · 创业者自述
节俭·摘录 106
In the same neighbourhood, another collier, with four sons, was earning money at about the same rate per man, that is about seventy-five-pounds a…
同一个地方,另一个矿工带四个儿子,每人挣钱差不多,一个月约七十五镑,一年九百镑。这家一年内买了五处房子,还存了不少钱。后来父亲成了承包商,雇了约六十个矿工和清理工,按每吨煤到岸价抽成。儿子们帮着打理父亲的事业。他们都是清醒、勤快、明白事理…
投资 · 创业者自述
节俭·摘录 107
At the same time that these two families of colliers were doing so well, it was very different with the majority of their fellow-workmen. These…
同一时期,大多数矿工过得完全不同。他们一周只干三天活,有人把工钱花在酒馆,有人包车去海边喝威士忌玩乐,提前两周把马车全订光。结果每到周一,地方法官面前就挤满打架受伤的男女。高工资之前,法庭一小时就完事,有时没案子;工资翻倍后,法官一天都忙…
投资 · 创业者自述
节俭·摘录 108
These were doubtless "roaring times" for the colliers, who, had they possessed the requisite self-denial, might have made little fortunes. Many of…
对矿工来说,那无疑是“红火的日子”,只要有点自制力,本可以攒下小笔财富。但很多挖煤的人一周闲三四天,而烧煤的人却因缺煤挨饿受冻。非矿工的劳动人民会长期记住那段“煤荒”。当时埃尔科勋爵还跑到东洛锡安的特兰恩特村,对矿工讲他们挥霍、懒散、串通…
投资 · 创业者自述
节俭·摘录 109
He had the moral courage--a quality much wanted in these days--to tell his constituents some hard but honest truths. He argued with them about the…
塞缪尔·斯迈尔斯称赞一位议员有道德勇气,敢对选民讲难听的真话。当时煤矿工人每周只干三天活,其余时间闲逛,有人一年休上百天假。议员问:多挣的钱是存起来防荒,还是等好日子过去后靠救济?他发现有人父子三人两周挣七英镑。他呼吁煤矿工人抓住好时机,…
投资 · 创业者自述
节俭·摘录 110
It had been said in a newspaper, that a miner was earning wages equal to that of a Captain, and that a mining boy was earning wages equal to that…
有人拿矿工和军官比收入,说矿工挣得跟上尉一样多,矿工儿子挣得跟中尉一样多。埃尔科勋爵反驳:他儿子刚入伍当少尉,按购买制还得先付五百英镑,每天才挣五先令,跟矿工行情差时一样。有人说矿工挖煤冒生命危险,但士兵也一样;勋爵提到的那个勇敢青年后来…
投资 · 创业者自述
节俭·摘录 111
The times of high wages did not leave a very good impression on the public mind. Prices became higher, morals became lower, and the work done was…
高工资时期没给公众留下好印象:物价涨了,道德降了,活也干得糙,英国工匠声誉明显下滑。人们开始过度依赖外国货,贸易大受打击,劳资双方都损失巨大资本。阿伯代尔勋爵估计,南威尔士最近那次罢工,仅工人一方就损失三百万英镑;十二万工人被迫停工,停工…
投资 · 创业者自述
节俭·摘录 112
What the employers think of the recent flash of "prosperity," can easily be imagined. But it may not be unnecessary to quote some of the statements…
雇主们对最近这阵“繁荣”怎么看,不难想象。南兰开夏一位大雇主说:酗酒增加,人身暴力没被充分制止;高工资和家庭选举权来得太早,人们还没受教育准备好迎接这种变化。核心是:收入和政治权利突然增加,若教育、自律没跟上,就会带来酗酒、暴力等社会问题…
投资 · 创业者自述
节俭·摘录 113
Another observer remarks, that the miners of Bilston are about six thousand in number, and they spend more than fifty thousand pounds annually in the…
观察者说,比尔斯顿约六千矿工,每年花五万多英镑买啤酒和烈酒。他们的不节俭在市场上看得清楚:没有哪个市场供应比这里更肥美的家禽,按人口比例也更多,主要买主就是劳工阶层。周六能看到他们买鸡鸭鹅当晚餐,有的还买瓶装啤酒和葡萄酒。可他们底子薄,一…
投资 · 创业者自述
节俭·摘录 114
Mr. Chambers, of Edinburgh, in his description of the working classes of Sunderland makes these remarks: "With deep sorrow I mention that…
爱丁堡的钱伯斯先生描述桑德兰工人阶级时痛心地说:到处听到同一个故事——酗酒盛行,好工资浪费在低俗享乐上,很少为明天打算,最终只能进济贫院。有个铁厂熟练工,多年来每天挣一几尼(每周六几尼),却全花光,主要喝酒,如今降到每周一英镑的较低岗位。…
投资 · 创业者自述
节俭·摘录 115
Another illustration occurs. A clerk at Blackburn took a house for twenty pounds a year, and sublet the cellars underneath to a factory operative…
作者举了一个例子: Blackburn有个职员年收入100英镑,租了年租金20英镑的房子,把地下室转租给一个工厂工人,年租金5英镑。职员家有妻子、四个孩子和一个仆人,衣着体面,孩子上学,周日去教堂。工人家有妻子和五个孩子,有的进工厂,有的…
投资 · 创业者自述
节俭·摘录 116
The intense selfishness, thriftlessness, and folly of these highly paid operatives, is scarcely credible. Exceptions are frequently taken to…
作者批评这些高薪工人极度自私、挥霍和愚蠢。有人不爱听“下层阶级”这个叫法,但只要他们这样放纵感官、不顾将来,就永远是“下层”。这种不节俭不只是罪,还会引发更多罪,更是一种残忍。一个父亲把一家人带到世上,却把钱花在喝酒等个人享乐上,对自己没…
投资 · 创业者自述
节俭·摘录 117
It would seem to be of little use preaching up an extension of rights to a people who are so supinely indifferent to their own well-being,--who are…
作者认为,对一个连自身福祉都漠不关心、对提升自己无动于衷的民族,空谈扩大权利没多大用。真正关心劳动者的人应当老实告诉他们:要想从自私的卑贱中挣脱,成为有尊严的思考者,就必须做到谨慎、节俭和自制。只有靠自立,才能赢得尊严、稳定和社会的尊重;…
投资 · 创业者自述
节俭·摘录 118
Brown, the Oxford shoemaker, was of opinion that "a good mechanic is the most independent man in the world." At least he ought to be such. He has…
牛津的鞋匠布朗认为,“一个好技工是世界上最独立的人”。至少他应该如此。他的手艺总有市场;只要平时勤快、清醒、聪明,他就能过得有用、健康、快乐。如果他能节俭地安排收入,哪怕每周只挣三十到四十先令,也能穿得体面、吃得不差,还能体面地供孩子读书…
投资 · 创业者自述
节俭·摘录 119
"Let me state, for it seems to be very much the fashion to draw dolorous pictures of the condition of the labouring classes, that from the close of…
作者引用一位工匠的自述:人们总爱把劳工阶层描绘得凄惨,但他说,从做雇工的第一年年底到放下锤凿,他从没缺过一先令;他的两个叔叔、祖父、学徒时的石匠师傅,都是工人,经历也一样;他父亲也是如此。他不否认有本事的技工也可能遇到困难,但坚信那是例外…
投资 · 创业者自述
节俭·摘录 120
It is most disheartening to find that so many of the highest paid workmen in the kingdom should spend so large a portion of their earnings in their…
作者感到痛心:英国许多收入最高的工人,竟把大笔收入花在个人感官享乐上。不少人把全部收入的三分之一甚至一半花在喝酒上。如果受过教育的人这样放纵,哪怕只把收入的四分之一花在妻儿沾不到边的事情上,也会被认为荒唐。核心是:收入越高,越要警惕享乐开…
投资 · 创业者自述